Your Insurance

Should You Always Call The Police After A Car Accident

Car accidents occur on a daily basis, and it’s important that you are aware of the steps you should take if you are involved in an accident. You are required by law to call the police under certain circumstances, but not all car accidents fall under these circumstances. Here’s how to know when to make the call.

Personal Injury

If anyone involved in a car accident or at the scene of the accident has been injured or requires immediate medical assistance, it’s crucial that emergency personnel are contacted. When 911 is dialed, they will not only dispatch emergency medical services but also the police. While on scene, the officer will collect all parties’ insurance information and an accident report from each party involved. Make sure that you obtain a copy of the police report prior to leaving the scene as this will be important for your insurance claim.

Damages

Some accidents only result in a few minor scratches to the cars involved, however accidents that result in $1,000 or more in damages, you’ll want to be sure the police are involved. If you are unsure if the damages exceed that amount, it’s better to be extra cautious and have police involved for an accurate police report.

Motor Vehicle Violation

When an accident is the result of a possible vehicle violation that was committed by the other driver, you will want to notify the police. The other driver involved may be aware that they committed a crime and may attempt to divert you from calling the authorities if no one has been hurt but it is crucial to have police involved to determine who was at possible fault.

Fender Benders

If you are involved in a fender bender accident that incurs little to no damage and no one is particularly at fault, you may not be sure if the police are needed. During these accidents it’s important to exchange insurance information, contact information, and collect as many pictures of both cars. If you are unsure of how to handle this situation, it is never a bad idea to give the local authorities a call for their advice and guidance. If they feel you are in need of their physical assistance, they will dispatch to your location.

If you are involved in an auto accident, it’s important you notify your insurance agent immediately and obtain all of the necessary information your insurance requires to file a claim. At times, they may instruct you to file your own police report. If you are interested in seeking justice after being involved in a car accident, contact a personal injury lawyer in Kingston, PA, today.